Wire transfer is the fastest mode of receiving money in your PNC Bank account. You can receive money from within USA (Domestic Wire Transfers) or from a foreign country (International wire transfer). The transaction is initiated by the sender through a financial institution, however you need to provide your banking details to the sender for successful transfer of money.

International Wire Transfer to PNC Bank

International wire transfer is one of the fastest ways to receive money from foreign countries. Banks use SWIFT network for exchanging messages required for performing international wire transfer. Usually, the receiving bank (in USA) and the sending bank (in other country) need to have a direct arrangement in place to start the swift transfer – this is sometimes referred to as correspondent banking.

Note: Banks in USA don’t use IBAN account number.

Incoming International Wire Transfer Instructions

To receive international wire transfer in your PNC Bank account, please use the following wire instructions:

Bank Name : PNC Bank NA
SWIFT Code for PNC Bank NA: PNCCUS33
Routing Transit Number: Find your Routing Number based on the region where you opened your bank account
Bank address, City & State : PNC Bank NA
222 Delaware Avenue,
Wilmington, DE 19899
(regardless of where your account is located)
Beneficiary Account Number : Your complete PNC Bank NA account number
(including leading zeros)
Beneficiary Name: The name of your account as it appears on your statement

Note of Caution on Fees: If your money transfer involves currency conversion, there is a high chance you will get a poor exchange rate from the banks and as a result pay high hidden fees.

Domestic Wire Transfer to PNC Bank

Domestic wire transfers are run through either the Fedwire system or the Clearing House Interbank Payments System (CHIPS). Wire transfers are different from ACH transfers. Wire transfers are real time transfers (receiver usually get the money, same day) and costs more than ACH transfer (which takes 2-4 days for transfer of money).

Incoming Domestic Wire Transfer Instructions

You can receive funds to your PNC Bank account from any bank within USA using domestic wire transfer. You need to provide the following details to sender of the funds who will initiate the domestic wire transfer through his/her financial institution.

Bank Name : PNC Bank NA
Wire Transfer Routing Number: Find your Find your Routing Number based on the region where you opened your bank account
Account Holder Name : Your Name
Account Number : Your Bank Account Number
Bank Address, with City & State: PNC Bank NA
222 Delaware Avenue,
Wilmington, DE 19899
(regardless of where your account is located)

Wire Transfer Fees for PNC Bank

International and Domestic Wire Transfer Fees for PNC Bank are as follows:

International Incoming $15 for each transaction
Outgoing $45 for each transaction
Domestic Incoming $15 for each transaction
Outgoing $30 for each transaction

Apart from the wire transfer fees, if the transfer involves currency conversion, banks make money on currency conversion as well by giving retail conversion rates to you which is usually 1-2% lower than the market rate.

Sending Wire Transfer from PNC Bank

To Transfer funds to an International/Domestic account from your PNC Bank account, you need to fill Wire Transfer Request Form which can be availed from any PNC Bank branch.

  1.  Complete all fields on this form as per Wire Transfer Instructions.
  2. The completed and signed Wire Transfer form can be provided to any of PNC Bank NA Branch.
  3. Keep the Wire Transfer Disclosure for your records.
  4. Wire transfer requests must be received and confirmed by cut-off time of PNC Bank NA.
  5. There is a fee for sending a wire transfer.

Note: For international wires requested after PNC Bank NA daily cut-off time, due to fluctuations in the foreign exchange rate, international wire transfers for amounts other than U.S. currency will be estimated and processed on the next business day at the foreign exchange rate valid at that time.

Wire Transfer Cut-off Time for PNC Bank NA

  1. Wire Transfer daily Cut-off Time for all type of wire transfers is 5:59 p.m. ET.
  2. Requests received after Cut-off Time will be processed the next business day.